TruRisk AI Compliance
TruRisk is an AI-driven compliance agent that automates entity screening and risk assessment. The workflow involves: 1. Configuration (defining Lite vs. Advanced behavior), 2. Screening (submitting entity data), 3. AI Processing (generating Match Scores and text-based Risk Narratives), and 4. Human Review (Analyst Decisions).
Why TruRisk
Traditional name-based screening produces a high volume of false positives: the same name can belong to dozens of unrelated individuals, and adverse media is often linked to a person by name alone. This forces analysts to manually clear noise rather than focus on genuine risk. TruRisk addresses this by resolving identity across multiple attributes—not name alone—before applying risk scoring, so that every match surfaced to an analyst carries a documented, auditable rationale.
TruRisk Operating Modes
TruRisk runs in one of two modes. The organization sets a default in Configuration, and either mode can be selected per request. Both modes use the same underlying AI engine; they differ in how much identity data is evaluated and how detailed the resulting explanation is.
TruRisk Lite verifies identity using core identifiers only—full name plus date of birth or incorporation date, with an optional biometric image—and returns a concise verification summary alongside the verdict, match score, and key drivers. It is optimized for speed and is best suited to high-volume workflows such as customer onboarding and initial KYC screening, where a fast, reliable signal matters more than an exhaustive investigation.
TruRisk Advanced evaluates extended identity and relationship attributes—nationality, identification numbers, address, occupation, industry, known aliases, and family relationships such as parent, spouse, or sibling—together with entity-specific identifiers such as IMO or tail numbers. This deeper attribute set lets TruRisk perform contextual risk analysis rather than simple identity matching, producing a detailed, audit-ready narrative that documents the reasoning behind the verdict. Advanced mode is intended for complex or higher-risk investigations, periodic KYC reviews, and cases that need strong documentation for compliance defensibility.
Choosing a mode: Lite optimizes for execution speed and throughput; Advanced optimizes for verification depth and documentation strength. A common pattern is to run Lite as the organization default for bulk onboarding, then escalate an individual case to Advanced—either by overriding tru_risk_mode on that request, or via the Compliance Request endpoint when a case returns a Potential Match or Uncertain verdict and warrants deeper review.